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Complete Home Inspections

Roof

" We shall inspect"

  1. the roof-covering materials

  2. the gutters

  3. the downspouts

  4. the vents, flashing, skylights, chimney, and other roof penetrations

  5. the vents, flashing, skylights, chimney, and other roof penetrations

Exterior

" We shall inspect"

  1. the exterior wall-covering materials, flashing and trim

  2. all exterior doors

  3. adjacent walkways and driveways

  4. stairs, steps, stoops, stairways and ramps

  5. porches, patios, decks, balconies and carports

  6. railings, guards and handrails

  7. the eaves, soffits and fascia

  8. a representative number of windows

  9. vegetation, surface drainage, retaining walls and grading of the property, where they may adversely affect the structure due to moisture intrusion

Swimming Pools

" We shall inspect"

  1. pool structure

  2. pool equipment

  3. pool deck area

  4. electrical

  5. fences, gates and enclosures

Basement, Foundation, Crawlspace & Structure

" We shall inspect"

  1. the foundation

  2. the basement

  3. the crawlspace

  4. structural components

Garage

" We shall inspect"

  1. garage interior; walls, ceilings, floors

  2. garage vehicle doors and the operation of garage vehicle door openers, using normal operating controls, garage to house doors

  3. detached garage

  4. carports

HVAC

" We shall inspect"

  1. the air conditioning/heating/ventilation system , using normal operating controls
 II. The inspector shall describe
  1. the location of the thermostats for the air conditioning/ heating/ventilation system

  2. the energy source

  3. the air conditioning/heating/ventilation method

Plumbing

" We shall inspect"

  1. the main water supply shut-off valve

  2. the main fuel supply shut-off valve

  3. the water heating equipment, including the energy source, venting connections, temperature/pressure-relief (TPR) valves, Watts 210 valves, and seismic bracing

  4. interior water supply, including all fixtures and faucets, by running the water

  5. all toilets for proper operation by flushing

  6. all sinks, tubs and showers for functional drainage

  7. the drain, waste and vent system

  8. drainage sump pumps with accessible floats

Electrical

" We shall inspect"

  1. the service drop
  2. the underground service conductors, where visible
  3. the overhead service conductors and attachment point
  4. the service head, gooseneck and drip loops
  5. the service mast, service conduit and raceway
  6. the electric meter and base
  7. service-entrance conductors
  8. the main service disconnect
  9. panel boards and over-current protection devices (circuit breakers and fuses)
  10. service grounding and bonding
  11. a representative number of switches, lighting fixtures and receptacles, including receptacles observed and deemed to be arc-fault circuit interrupter (AFCI)-protected using the AFCI test button, where possible
  12. all ground-fault circuit interrupter receptacles and circuit breakers observed and deemed to be GFCI's using a GFCI tester, where possible
  13. smoke and carbon-monoxide detectors

Fireplace  

" We shall inspect"

  1. readily accessible and visible portions of the fireplaces and chimneys
  2. lintels above the fireplace openings
  3. damper doors by opening and closing them, if readily accessible and manually operable
  4. cleanout doors and frames

Attic, Insulation & Ventilation

" We shall inspect"

  1. insulation in unfinished spaces, including attics, crawlspaces and foundation areas
  2. ventilation of unfinished spaces, including attics, crawlspaces and foundation areas
  3. mechanical exhaust systems in the kitchen, bathrooms and laundry area
  4. the general structure of the roof from the readily accessible panels, doors or stairs

Doors, Windows & Interior

" We shall inspect"

  1. a representative number of doors and windows by opening and closing them
  2. floors, walls and ceilings
  3. stairs, steps, landings, stairways and ramps
  4. railings, guards and handrails
  5. garage vehicle doors and the operation of garage vehicle door openers, using normal operating controls

Wind Mitigations

A windstorm inspection, also referred to as a windstorm mitigation inspection, windstorm insurance inspection or wind mitigation inspection, 

is a kind of home inspection common in the coastal areas of the Southeastern United States. The purpose of a windstorm inspection is to determine the appropriateness of a given structure's construction in the event of strong winds, such as those present in a hurricane.

Windstorm inspections look for construction features that have been shown to reduce losses in hurricanes, such as a hip roof, concrete block construction, the presence of gable end bracing, shutters and opening protections, the presence of roof to wall attachments such as toe nails, clips or hurricane straps, and the presence of a secondary water resistance barrier.

A homeowner with windstorm insurance can often submit the results of a windstorm inspection to their insurer to obtain discounts on their windstorm insurance. In Florida, for example, premium discounts for certain favorable wind mitigation features are mandated by State law and can total 45% of the original policy's premium.

4 Point Inspections

A “Four Point Inspection” focuses only on four main areas of interest in a home:

  • HVAC (Heating, Ventilation and Air Conditioning)

  • Electrical wiring and panels

  • Plumbing connections and fixtures

  • Roof

The inspection and report describes the condition and age of these elements.

Why do I need a four point inspection?

Insurance companies have become increasingly reluctant to issue Homeowner Insurance Policies on older homes (usually 29 years old or more).

Their common concern is that there may be conditions in an older home that could become a liability to them. For instance; a home with a roof nearing the end of its reliable service life may fail while under the policy and the homeowner may seek reimbursement from their insurance company for damages to the home or its contents. Similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being updated or replaced or were improperly installed, they may fail and cause fire or water damage to a home.

Newer homes are assumed (by the insurance companies) to not have these problems as frequently as older homes.

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